Business Terms

B. Indonesia	B. Inggris
1. Dasar akrual: Sebuah metode untuk menjaga account yang menunjukkan biaya yang dikeluarkan dan pendapatan yang diperoleh untuk suatu periode fiskal, meskipun biaya dan pendapatan tersebut belum benar-benar dibayar atau diterima tunai.	1. qualified lead: a sales prospect whose potential value has been carefully evaluated through research
2. quality: semua fitur dan karakteristik dari suatu produk atau jasa yang mempengaruhi kemampuan untuk memenuhi kebutuhan yang dinyatakan atau tersirat.	2. quality: all the features and characteristics of a product or service that affect its ability to meet stated or implied needs.
3. questionnaire: Sebuah bentuk pengumpulan data yang digunakan untuk mengumpulkan informasi melalui wawancara pribadi, dengan survei telepon atau melalui pos .	3. questionnaire: A data-gathering form used to collect information by a personal interview, with a telephone survey or through the mail.
4. random sampling: teknik pengambilan sampel yang tidak bias di mana setiap anggota populasi mempunyai kesempatan yang setara untuk diikutsertakan dalam sampel. Based on probability theory, random sampling is the process of selecting and canvassing a representative group of individuals from a particular population in order to identify the attributes or attitudes of the population as a whole. Berdasarkan teori probabilitas, random sampling adalah proses pemilihan dan perwakilan canvassing kelompok individu dari populasi tertentu untuk mengidentifikasi atribut atau sikap dari populasi secara keseluruhan.	4. random sampling: an unbiased sampling technique in which every member of the population has an equal chance of being included in the sample. Based on probability theory, random sampling is the process of selecting and canvassing a representative group of individuals from a particular population in order to identify the attributes or attitudes of the population as a whole.
5. bunga: sebuah persentase yang dikenakan pada pinjaman atau dibayar pada investasi untuk penggunaan uang.	5. rate of interest: a percentage charged on a loan or paid on an investment for the use of the money.
6. rate of return: rasio akuntansi pendapatan dari investasi dengan jumlah investasi, yang digunakan untuk mengukur kinerja keuangan.	6. rate of return: an accounting ratio of the income from investment to the amount of investment, used to measure financial performance
7. Rasio: Hubungan antara satu hal ke hal lain. A "ratio" is a short-cut way of comparing things, which can be expressed as numbers or degrees. Sebuah "rasio" adalah jalan pintas cara membandingkan sesuatu, yang dapat dinyatakan sebagai angka atau derajat.	7. ratio: The relationship of one thing to another. A "ratio" is a short-cut way of comparing things, which can be expressed as numbers or degrees.
8. rebating: teknik promosi penjualan di mana pelanggan menawarkan potongan harga untuk mencapai target volume .	8. rebating: a sales promotion technique in which the customer is offered a rebate for reaching volume targets
9. r eceivable: Siap untuk pembayaran. When you sell on credit, you keep an "accounts receivable" ledger as a record of what is owed to you and who owes it. Ketika Anda menjual secara kredit, Anda tetap sebuah "piutang dagang" buku besar sebagai catatan dari apa yang berhutang kepada Anda dan yang berutang itu. In accounting, a receivable is an asset. Dalam akuntansi, suatu piutang adalah aset.	9. receivable: Ready for payment. When you sell on credit, you keep an "accounts receivable" ledger as a record of what is owed to you and who owes it. In accounting, a receivable is an asset.
10. resesi: sebuah tahapan dari siklus bisnis di mana aktivitas ekonomi penurunan lambat. Recession usually follows a boom, and precedes a depression. Resesi biasanya mengikuti suatu ledakan, dan mendahului depresi. It is characterized by rising unemployment and falling levels of output and investment. Hal ini ditandai dengan meningkatnya pengangguran dan penurunan tingkat output dan investasi.	10. recession: a stage of the business cycle in which economic activity is in slow decline. Recession usually follows a boom, and precedes a depression. It is characterized by rising unemployment and falling levels of output and investment.
11. pembayaran berkala: fasilitas pembayaran elektronik yang memungkinkan merchant untuk proses otorisasi oleh beberapa pelanggan yang sama baik karena beberapa pembayaran untuk jumlah yang tetap atau rutin untuk memvariasikan jumlah tagihan.	11. recurring payments: an electronic payment facility that permits a merchant to process multiple authorizations by the same customer either as multiple payments for a fixed amount or recurring billings for varying amounts.
12. penebusan: pembelian oleh perusahaan sendiri saham dari pemegang saham.	12. redemption: the purchase by a company of its own from shareholders.
13. redundansi: pemecatan dari tempat kerja karena pekerjaan tidak lagi ada. Redundancy occurs most frequently when an employer goes out of business necessitating a cutback in the workforce, or relocates part, or all, of the company. Redundansi terjadi paling sering terjadi bila seorang majikan pergi keluar dari bisnis yang memerlukan suatu pengurangan dalam tenaga kerja, atau pindah bagian, atau semua, dari perusahaan.	13. redundancy: dismissal from work because a job ceases to exist. Redundancy occurs most frequently when an employer goes out of business necessitating a cutback in the workforce, or relocates part, or all, of the company.
14. refinance: untuk menggantikan satu pinjaman dengan yang lain, terutama pada tingkat suku bunga yang lebih rendah.	14. refinance: to replace one loan with another, especially at a lower rate of interest.
15. pengembalian dana: penggantian dari harga pembelian barang atau jasa, dengan alasan seperti kesalahan dalam manufaktur atau ketidakpuasan dengan layanan yang disediakan.	15. refund: the reimbursement of the purchase price of a good or service, for reasons such as faults in manufacturing or dissatisfaction with the service provided.
16. reasuransi: sebuah metode untuk mengurangi risiko dengan memindahkan semua atau bagian dari polis asuransi perusahaan asuransi lain.	16. reinsurance: a method of reducing risk by transferring all or part of an insurance policy to another insurer.
17. r esources: apa saja yang tersedia bagi suatu organisasi untuk membantu mencapai tujuannya.	17. resources: anything that is available to an organization to help it achieve its purpose.
18. response pemasaran: dalam e-pemasaran, proses pengelolaan tanggapan atau arahan dari waktu mereka untuk diterima melalui konversi untuk dijual.	18. response marketing: in e-marketing, the process of managing responses or leads from the time they are received through to conversion to sale.
19. response rate: proporsi subjek dalam studi statistik yang merespon kuesioner yang peneliti.	19. response rate: the proportion of subjects in a statistical study who respond to a researcher's questionnaire.
20. retail: Menjual langsung ke konsumen.	20. retail: Selling directly to the consumer.

Tulisan Qu

Basic Tips For

Pursuing Higher Education Overseas

First Things First, What to Study

There is no easier way to decide your major or field of study than getting to know your self first. Ask your self what you want to do to build your career, your strengths and weaknesses, your hobbies, your high school grades, and your personality type. Don’t choose a major only because it sounds great or most of your friends choose it. Choose one because you want and know you will enjoy studying it !

Get Into A Pool of College / University Options

Get started with college survey. Look for as much information as you can through newspapers, magazines, directory book, cultural or language centers, embassies, education expos, educational, consultancy service, or the most popular and effective way, is the internet. You can also ask for free brochures from the school through the internet to know more about the school such as the majors they offer, their education system, tuition fee, campus life and activities, and registration form. Then make a list of colleges or universities that have good reputation in the major you are interested in.

Guess What It’s Like In Your Future “ Home Away from Home “

Yes, this could be interesting. You’re to get more information and interesting facts about the countries where the schools on your list are located! Find it in the media, reference books, or even people who have been to the country. Learn more about their education system, people and culture, geography, cost of living, etc.

Narrow Down Your List

Narrow down your list to make it easier to choose. Then fill out the registration forms ( usually you will also have to send along with it your copies of academic document and TOEFL certificate ) to the schools and wait until you get a reply from them.

Oh No, the Entrance Test!

Usually, after you admission has been approved by the school of your choice, there are a couple of tests you will need to take. Generally, the test will be conducted at assigned agencies such us cultural or language centers or educational agencies. Additional test may be required by the school, depending on their system. For more information, contact the school directly.

Yippee, You’ve Passed the Test…!!!

Congratulations! You have passed the test and been officially accepted as a new student of your dream college abroad. Normally, studying overseas will required more planning and preparations than studying in our home country. Prepare what to take, like all the documents you need, clothes, finance, etc as well as your mental readiness since living and studying in another country may be different than that of in Indonesia. All things have been settled to wrap up, remember the sayings, All well.

Well guys, good luck with your overseas study plan!

---------------------------------------------------------------------------------------------------------------------------------------------

8 Ways To Start Flirting…

1. Smile. It will make you so much more approachable. A smile lights up your face and draws people to you. You will be a people magnet.

2. Start a conversation by saying hello. Talk about the surroundings, ask a question, ask for help, and state an opinion.

3. Make eye contact. But please look your partner in the eye gently ( no more than 2 – 4 second ) and then glance away. Don’t stare it’s a turn off.

4. Compliment your flirting partner. Don’t be exaggerated, but honest and gentle.

5. Listen to her or him and show your interest. Everyone loves to be heard and to be given attention. Your flirting partner will be drawn to you.

6. Be confident and not afraid to take risks. Be enthusiastic and positive, it works!

7. Use things that make your feel confident. Never leave home without them. It will start conversation. Great things include : dogs, kids, great jewelry, a fabulous perfume, your favorite shirt, interesting hat, or an interesting book and newspaper.

8. Be the host : Change your behavior from the role of guest to host. You are not the passive person in waiting, but rather the welcome host. Try it!!!

-----------------------------------------------------------------------------------

Teen’s Corner :

The consumption of drugs among the youngsters nowadays seems to be a common or even a stylist thing to do. Yet many posters “ Say No to Drugs “ are displayed and social activity is held in order to make our future generation realize the danger of drugs. However, based on the result, instead of decreased the drugs abusers increased.

SHORT SATISFACATION LIFELONG DISASTER

Ø Are drugs really that bad for you ?

Yeah, they are. People who use drugs usually say they feel great at first and that drugs are the best thing that ever happened to them, but that doesn’t last long. Over time, they’ll need more and more to get the same high and this really increases the risk of addiction, and in some cases, overdose.

Ø How can I tell if a friend has a drug problem ?

Drug users usually keep their dependency upon drugs. Watch your friend for any of the following signs.

Gets high on drugs on a regular basis.

Lies about things, or about the amount of drugs they are using.

Avoids you so they can get drunk.

Stops doing things that used to be a big part of their life ( sports, homework, or hanging out with friends who don’t do drugs ).

Doesn’t think they can have fun unless drunk or stoned.

Has a lot of hangovers.

Seems depressed, tired, and careless about personal grooming and physical appearance.

Changes of eating and sleeping patterns, rapid loss of weight.

Has difficulty concentrating.

Red – rimmed ayes or runny nose not related to cold or allergies.

Takes risks, including sexual risk.

Has “ blackouts “ and forgets what they did while under the influence.

Feels run – down, hopeless, depressed, or even suicidal.

Sounds selfish and doesn’t care about others.

Gets suspended from school for drug – related problems.

Ø If I remind my friend not to consume drugs, what’s going to happen to our friendship ?

If you step in your might lose a friend, but if you don’t do something to help out, your friend could get seriously hurt or even die. When a friend’s problems include drug or alcohol abuse, it’s worth risk for your friendship to save the life. But you also need to take care of yourself. Again, know that you can make a huge difference to help him or herself succeed. Do not feel it is entirely your responsibility, or your fault, if things do not turn out as you hope.

Ø So what do you do when a friend is abusing drugs ?

Here are some things to keep in mind when you do finally talk to your friend :

Make sure the timing is right. Talk to your friend when they’re sober.

Tell your friend that you really care about them and are very worried about the direction they’re going in.

Don’t accuse your friend of being a drug addict. Just let them know that things have been a little different lately, you’re worried, and you’re there to help.

Tell your friend what you’ve seen when they use drugs. Be specific. Let your friend know that the stuff they did scared you and that you want to help.

Try to watch your tone, don’t sound like you pity your friend or like you’re mad. Use the same tone of voice the two of you always use with each other.

Don’t be surprised if they get angry. Your friend may say there’s nothing wrong and may get mad at you. This isn’t unusual – many drug users react this way.

Find out where help is available. You must follow through if you offer to go with your friend to get help. It’s what happens after the conversation ends that will let your friend know that you’ve really there for them.

-----------------------------------------------------------------------------------------------------------------------------------------------

FRIENDSHIP

Friendship really is unexplainable phenomenon. What makes people become friends? Why do you desperately try to befriend one person but end up going now here? Why can you fight with someone but then end up to be the best friend? Why do others make you comfortable enough to laugh and sometimes cry? There would be plenty of answers coming from your personal thoughts. Whether you, realize or not, we do need friends in our life.

Building friendship takes time and efforts. Therefore you need to check this. Here is what our friends say about friendship :

Maria says : “ Treat your friends the way you want to be treated

A friend needs what you need an open ear, a word of advises. Try to understand your friend’s feeling as if they were yours and she’ll show the same concern for you “.

Ririe says : “ Show Care

When a friend is having a though time, give sincere help. Be an anchor for your friends in their ups and downs “.

Ratna says : “ Keep Secret

When a friend tells secrets, keep it for yourself. Good friends never break confidence. Otherwise, your friend is in a real danger ( like being a drug user. It would be better if you tell parents in order to save life ) “.

Diyah says : “ Tell the Truth

Honesty is the best policy. You might feel that if you tell your friend that she has hurt your feeling, it will crack your friendship. Being honest doesn’t mean being harsh. You can gently tell her “.

Vivie says : “ Take Turns

Listening and talking to friends are an important step in building a closer friendship. When a friend talks and reveals ideas or feelings, he / she is expecting information in return. So, it would be better if play the role not only as a good listener, but also a good speaker “.

Candra says : “ Attend to Friends

Friend focus and pay attention during conversation. It means your ears, eyes, body and feelings are all focused on that person at the time. Looking at and focusing on another person shows that you are “ there for him / her “ .

Arie says : “ Praise equality

Friends are a seesaw. In healthy relationship, fiends are equal. None is being superior to others ‘ .

The ABC’s of Friendship. A Friend …………

Accept you as you are

Believes in you

Calls you just to say “ Hi “

Doesn’t give up on you

Envisions the whole of you

Forgives your mistakes

Gives unconditionally

Helps you

Invites you over

Just because

Keeps you close to heart

Loves you for who you are

Makes a difference in your life

Never judges

Offers support

Picks you up

Raises you spirit

Says nice things about you

Tells the truth when you need to hear it

Understand you

Values you

Walks beside you

Xoxoxoxoxoxoxoxoxoxoxoxoxoxo

Yells ( gently ) when you won’t listen and

Zaps you back to reality ( OUCH ! )

------------------------------------------------------------------------------------------------------------------------------------------------

Teen’s Corner

Girls Only !

How to tell if he likes you :

( and if he’s flirting with you in his special own guy way ). A lot depends on the type of guy and his individual personality.

© He’ll look at you all the time, but when you seen him, he looks the other way.

© You may “ feel “ like he’s watching you from behind.

© He may be working really hard to pay attention to you, but doesn’t quite know how to do that.

© He may ask a friend of yours about you – he’ll say it’s just for “ friend of mine “.

© He talks to everybody else, but when you’re around he turns silent.

© You seem to accidentally bump into him a lot of different places.

© He may not say a word to you, but he shows up in the same place : at the same restaurant, at the same movie, etc.

© He’ll give you a little smile from across the room, but if you get near, he won’t look up.

© Basically the BIG clue is that his behavior changes when you’re around ( compared to when he’s around his buds or other girls ).

© When you talk to him, he turns red. ( Bingo you can pack that puppy up and take him home . . . ).

Boys Only !

How to tell if she likes you :

© She gazes in your eyes with deep interest and her pupils are dilated.

© Her skin becomes red while being around you.

© Her crossed leg is pointed towards you.

© She raises or lowers the volume of her voice to match yours.

© She rubs her chin or touches her cheek. This indicates that she’s thinking about you.

© She winks at you while talking to you or winks at your from a distance.

© She exposes the palms of her hand facing you.

© Biting of the lips or showing of the tongue, licking her lips or touching of her front teeth . . . .

© She starts sitting straight up and her muscles appear to be firm.

© She puts her fingernail between her teeth.

© She laughs together with you.

© She touches your arm, shoulder, thigh, or hand while talking to you.

© She plays her hair around her fingers while she is looking at you.

© Eyebrows raised and then lowered, and then a smile usually indicates interest in you.

© In a crowd she speaks only to you and focuses all of her undivided attention on you.

© While talking to you, she blinks more than usual.

© Big smiles with upper and lower teeth showing with a relaxed face.

© She speeds up or slows down her speaking to match yours.

© She rubs her hands up and down.